Return of Erroneous or Reversing Debit
The ODFI dishonors a return because its use of the reversal process produced, or failed to correct, an unintended credit to the Receiver.
- Initiator
- ODFI (dishonored return)
- Category
- Format
- Retry
- No
What to do next
No direct Originator action, but this signals a botched reversal you originated — reconcile the erroneous entry and its reversal carefully, as the Receiver may be holding funds twice.
Needs verification
Highest-uncertainty entry in this set. Modern Treasury asserts the RDFI initiates R62 and that it is NOT a dishonored return, contradicting the existence of R77 ('Non-Acceptance of R62 Dishonored Return') as the RDFI's contest of it. We follow the R62/R77 pairing and mark it ODFI, but this needs an expert ruling — R77's direction depends on it. There is also unconfirmed evidence R62 formerly meant 'Incorrect Trace Number' in a legacy dishonor set.